SELLER OFFERING A RATE BUYDOWN CREDIT — Year 1 rates as low as 3.75% for qualified buyers! Potential savings of $10,000+ over first two years. Subject to credit approval. Ask for details! RARE END-UNIT OPPORTUNITY – UNBEATABLE VALUE AT $500,000! Experience the ultimate in privacy with this highly desirable end-unit townhome in Villa Madera. Offering a true single-family vibe with only ONE common wall and no neighbors above or below, this move-in-ready gem is a buyer's dream.The standout feature is the oversized 2-car garage providing direct access to your private, enclosed back patio—a rare find in this price range. Inside, the home shines with modern laminate flooring, central A/C, and dramatic vaulted ceilings that make the upstairs bedrooms feel incredibly open and airy.For added convenience, the washer and dryer are included! Located just steps from the community pool, spa, and lush greenbelts, and only 20 minutes to North Island, this VA-approved home delivers a premium lifestyle at the complex's most competitive price. Don't miss the best value in El Cajon!